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Save Money by Scaling Back on These Expenses

How to Save Hundreds

The feature I was most excited about when I upgraded iOS7 is FaceTime Audio. It lets you place a call over the Internet to other iPhone users instead of going through your phone service — which means you don’t have to pay international fees (perfect for calling my family in Europe, Asia and Australia) or eat up your monthly minutes if you’re running low. (Of course, the same is true for regular FaceTime, but sometimes you just don’t feel like chatting face to face.) 

Over the past few years, I’ve also cut the cord with cable, nabbed an amazing deal on a top-of-the-line refurbished Vitamix to indulge my smoothie addiction and paid half-price for massages, which I figure means I can get twice as many! Want in on money-saving tricks like these? Read on.

Cable TV

Cable TV

More and more people are breaking up with their pricey cable service and opting for inexpensive alternatives. According to a Harris Interactive survey done in conjunction with CouponCabin.com, 11 percent of Americans used to subscribe to cable or satellite TV but don’t anymore, and 45 percent of people think cable is a waste of money. 

Ready to go box-free? Swap in a device like Apple TV or Roku that streams content from the Internet. They cost about 0 (that’s a one-time fee), are simple to set up and let you watch movies and shows from Netflix (.99 a month), Amazon Prime ( a year), iTunes, Hulu Plus (.99 a month), NBA (9 for the season), etc. Since one-third of Americans report paying more than 0 per month on their cable bill, you could subscribe to each of those services and still practically afford a trip to Europe just by making the switch.

Cell Phone

Cell Phone

Long considered a second-tier phone service compared to the biggies like AT&T and Verizon, T-Mobile has been rolling out seductive new ways to entice customers — dropping the two-year contract stipulation, no longer overcharging for the cost of subsidizing a new phone and ditching overseas roaming fees. T-Mobile’s middle-of-the-road plan is a month, while a similar plan from Verizon runs . 

Another interesting option: “Republic Wireless offers one of the most compelling price points for a smart phone service,” says Clark Howard, author of “Clark Howard’s Living Large for the Long Haul.” After buying a 9 Moto X — it runs Android software and has a camera and 16GB of memory — you get unlimited calling, texting and data each month for . Talk and text, with no data, is only —wait for it— a month. They’re able to charge such low prices because everything is routed over Wi-Fi if possible (when you’re not online, the phone taps into the Sprint network).

Electronics &Appliances

Electronics&Appliances

Buyingarefurbishedproductcostssignificantlylessthananewmodel—butcomeswiththesamewarrantyandgoesthroughevenmorerigorousinspectionandtesting.Somestuffisgentlyused;inmanycasesthepackaginghasjustbeenopenedbeforetheitemwasreturned.Beforeyoushelloutforabigpurchase,it’sworthdoingsomeInternetresearch.ByGoogling“refurbished[insertitemname],”IfoundaniPad4for9(24percentofftheretailprice),aDysonvacuumfor5(31percentoff)anda9KindleFire(44percentbelowretail).

Gas

Howannoyingisittofillupyourtankandthenpassanothergasstationacoupleofblocksawaywithacheaperprice?TheappGasBuddyhasyourback:Ithighlightsthecheapestplacetorefuelinyourarea. 

Anothereasywaytosaveongas?Properlymaintainingyourcar.“Keepingyourtiresfilledwithairandcleaningyourairfiltercouldimproveyourgasmileagebyuptoabout10percent,”saysCateyHill,authorof“Shoo,JimmyChoo:TheModernGirl’sGuidetoSpendingLessandSavingMore.”Sincetheaveragehouseholdspentnearly,000lastyearongas,it’swellworththeinvestment.

Clothes

Acoupleofeasydownloadscouldsaveyoufromfashion-victimstatus.“PriceBlink(afreebrowseradd-on)automaticallycomparespriceswhileyouonlineshop,”saysHill.“Itstayshiddenunlessitcanfindtheitemforlessortrackdownaspecialdeal,likecouponsorfreeshipping.”Ifyou’reshoppingold-schoolstyleatthemall,maketheRetailMeNotappyourbestfriend.“It’ssyncedupwithhundredsofmallsandwillsendyoustorecouponswhenyou’renearby,”shesays.

Hillalsourgeswomentopicktherightmomenttoshopfornewclothes:Gooncetheseasoniswindingdown,sixtoeightweeksaftermerchandisehashitstores(that’swhentheretailerislikelytoslashprices)andshoponThursdayevenings—youcanoftentakeadvantageofweekendsales,butyou’llstillgetgoodstufftochoosefrombecausethecrowdshaven’tyethit. 

Prescriptions

Allpharmaciesarenotcreatedequal.“Apharmaceuticalcompanymayhaveadealwithaparticularpharmacybasedonvolumethatcouldmakeyourscriptalotcheaperatoneplaceversusanother,”saysHoward.Tomakesureyouscorethebestprice,downloadanapplikeGoodRxorLowestMed,enterinthenameofthemedicationandit’lltellyouwhichdrugstorehasthebestpricenearby.Youcouldenduppayingupto80percentless—someappreviewersreporthavingsavedhundredsofdollarsonasingleRx.

Massages

Thenexttimeyougetamind-blowingrubdownataspawithhead-spinningprices,askthemasseuseifshedoeshousecalls.Manydoandchargeabouthalfasmuch(aroundaminute).It’sawin-winallaround:Youpaylesstogetablissfulmassagewithoutsteppingfootoutsideyourhome; she earns more by circumventing the steep service cut that spas take.






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Date: 07.12.2018, 20:29 / Views: 94561